The Hail Yeah Blog
Straight answers on hail repair.
What your insurer covers, what PDR actually is, and what your repair should cost. Written from a Calgary shop floor, not a content farm.
Calgary Hail Damage Repair: The Complete Guide
What hail damage actually is, PDR vs a respray, what the repair costs, how the insurance claim works, and how to start. Every answer in one place.
Car Written Off by Hail? How the Payout Works
You are paid what the car was worth just before the storm, and the insurer has a deadline to pay it. Here is how the number is worked out, when the clock starts, and the decisions that move it.
SEF 43 After Hail: Waiver of Depreciation
On a newer car, SEF 43R can change a hail write-off from a depreciated value to what you paid or the sticker price, whichever is lower. Here is who qualifies, what it does not do, and how to check your policy.
Car Totaled by Hail? What to Do Next
An ordered checklist for the week after a hail total loss in Alberta: the status question, the 90-day proof of loss, the 60-day payment clock, your lender, and the keep-the-car option.
Hail Write-Offs and Salvage Status in Alberta
Alberta's salvage rules carve out an exception for hail. If dents in the outer body panels are the only damage, a write-off does not make the car a salvage vehicle. Here is the exact rule, where it stops applying, and what happens if a brand does apply.
Gap Insurance After a Hail Write-Off
Your insurer pays what the car was worth, not what you owe on it. Here is where the gap comes from after a hail total loss, what usually fills it, what does not, and the paperwork to check before you sign.
Hail Write-Off in Alberta? How to Push Back
A write-off is the insurer comparing two numbers. You can ask for both, bring your own estimate, and if that does not settle it, use the dispute resolution process in Alberta's Insurance Act. Here is the order to do it in.
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